Now that the banks are going to be forced to fall back on their retail operations, it is a good time to rethink the domestic business model. This does not have to be the same for all banks. Competition could return through a diversity of the kind of service offered, rather than through more banks all offering more or less the same services.
既然许多银行将被迫退回到零售业务，那么，现在正是重新思考国内商业模式的好时机。对于银行来说，它们的商业模式不一定要相同。提供多样化的服务可以使竞争局面重新出现，而不是让更多的银行都提供差不多的服务。
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