Health insurance has overtaken life insurance in China as the fastest-growing category in the industry as wealthy consumers look to supplement meagre public coverage.
The rise of health insurance is creating opportunities for an industry battered by scandal, symbolised by the bribery conviction of the former chief insurance regulator and the subsequent folding of his agency into the banking regulator.
While large domestic groups such as Ping An and China Life currently dominate, foreign players including France’s AXA and Hong Kong-based AIA are hoping to take advantage of China’s new market-opening measures.
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