A surge in the number of Americans choosing “buy now, pay later” payment methods for their holiday shopping is raising concerns that many lower-income consumers will find themselves struggling to pay their bills in the new year.
越来越多的美国人选择“先买后付”的方式进行假日购物，这引发了人们的担忧，即许多低收入消费者在新的一年里将难以支付账单。
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