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New York Community Bancorp shares sink after flagging problems with internal controls

US regional lender replaces chief amid continued investor concern about commercial property exposure

New York Community Bancorp shares shed a quarter of their value on Friday after the regional lender disclosed it had replaced its chief executive and identified “material weaknesses” in internal controls that guide how loans are reviewed.

The company’s shares fell as much as 31 per cent shortly after Wall Street’s opening bell and having disclosed the moves late on Thursday. The decline moderated, leaving shares down almost 26 per cent on the day and taking their year-to-date drop to 65 per cent amid worries about the US regional lender’s exposure to the commercial property market.

Higher than expected losses from real estate loans for NYCB have revived concerns about potential defaults. The bank also cut its dividend this year to meet tougher regulatory requirements. The pressures on NYCB come almost a year after the failures of Silicon Valley Bank and other regional banks unsettled the US banking industry.

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