US savers are finally wising up. Tired of the paltry interest rates they are getting on their checking and savings accounts, more Americans are moving their cash into higher-yield products, including certificate of deposit and money market funds. Some of these can pay interest rates of 5 per cent or higher, compared with an average of 0.08 per cent on a traditional interest checking account.
美国储户终于醒悟过来了。越来越多的美国人厌倦了支票和储蓄账户上微不足道的利率，开始将现金转移到收益率更高的产品上，包括大额存单和货币市场基金。其中一些可以支付5%或更高的利率，而传统利息支票账户的平均利率为0.08%。
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