Banks may find it galling to see lightly regulated private credit making inroads into their business. But by and large, the growth of the sector is good news for the financial system. Rather than turning short-term deposits into long-term loans (a mismatch that has been known to trip up banks), funds tap into genuinely long-term capital, broadly matching the duration of their loans.
银行可能会对轻度监管的私募信贷进入其业务领域感到恼火。但总的来说，该行业的增长对金融系统是个好消息。与其将短期存款转化为长期贷款（这种不匹配已知会使银行陷入困境），基金利用真正的长期资本，与其贷款期限大致匹配。
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