“Most people spend more time planning their holidays than they do planning their retirements,” says Ben Kumar, an expert in behavioural finance at wealth manager 7IM.
No wonder. The aim is straightforward: to have enough money to live on comfortably in retirement. But planning to achieve that aim is hard. The unknowns we have to wrestle with are so large.
And they have grown. Previously, most Britons with private pension savings retired on a fixed income. This would be a pension from a defined benefit scheme or an annuity bought with a personal pension pot.
您已阅读5%（561字），剩余95%（11718字）包含更多重要信息，订阅以继续探索完整内容，并享受更多专属服务。