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Your summer holiday is a retirement killer

The capitalised value of that all-inclusive fortnight will scare you

I give money to every beggar and homeless person I see. The reality is they will enjoy the booze and drugs my money can buy more than I will at my age.

Not that I gave a penny to a bloke on London’s Golden Jubilee Bridge last week. His sign could be read a hundred metres away. “Hungry — need food.” I could also see that he was a danger to the structural integrity of the pylons.

A big lad — and badly advised in his choice of words, I feared. Good luck to him, though. I feel less sympathy, however, with those who complain about “the cost of living crisis” when they clearly spend like mad.

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