In the scorched-earth aftermath of the financial crisis, regulators were looking for novel ways to avoid a repeat of the carnage they had just lived through. Capital buffers — war chests of reserves specifically designed to help banks navigate the highs and lows of their businesses — seemed to offer just that.
在金融危机的焦土余波中，监管机构一直在寻找新方法，以避免他们刚刚经历过的大屠杀重演。资本缓冲——专门为帮助银行渡过业务高峰和低谷而设计的储备金-——似乎为他们提供了答案。
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