This is what I read this morning on FT.com: “The US Federal Reserve announced that it will lend AIG up to $85bn in emergency funds in return for a government stake of 79.9 per cent and effective control of the company - an extraordinary step meant to stave off a collapse of the giant insurer that plays a crucial role in the global financial system. Under the plan, the existing management of the company will be replaced and new executives will be appointed. It also gives the US government veto power over major decisions at the company.”
看完后，我差点决定回床睡觉，好让自己相信这一定是在做梦。AIG作为一家私营公司，其失败的直接原因在于它的信用保险业务；AIG在信用违约互换(CDS)等信用风险衍生品方面有巨大敞口，其中许多产品与美国房产行业相关。这家资产负债表规模超过1万亿美元的manbetx app苹果 最大保险超市被实施了国有化，因为决策者认为其规模太大，与manbetx app苹果 金融体系的关系太紧密，以至于不能让它倒闭！他们担心，AIG的倒闭将会在美国乃至世界金融体系增加实际或可能的交易对手风险，以至于没有一家金融机构愿意向另一家金融机构提供信贷，这一担心促使他们做出了特别决定。面向千家万户和非金融企业的信贷将会是下一张倒下的多米诺骨牌，那将是金融末日。