The proposal sets the cap at about the right level. Retail banking is administered by people who earn less, mostly much less, than that. But no professional would join an investment bank unless he or she expected to earn far more. So the present dispute over pay and bonuses is more than a focus for populist anger about the cost of taxpayer bail-outs. Fundamental questions about the future structure of the financial services industry lie behind the controversy.
这项提案所设定的薪酬上限水平大致合适。零售银行业的管理层挣得要比这少，而且大多数人要少得多。但是，除非他或她预期自己能挣得远比这多，否则没有专业人士会愿意加入投资银行。因此，当前关于薪酬和奖金的这场争论，已不只是民粹主义者对于纳税人纾困代价一事的愤怒聚焦点。在这场争论背后的，是有关金融服务业未来架构的基本问题。
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