Bankers may be the villains of the credit crisis, but what about the borrowers? The credit bubble was the latter day means of financing the switch from thrift to leverage by US individuals. US citizens abandoned the idea of building the American dream on hard work and savings and instead used the cement of debt.
银行家也许是信贷危机的罪人，可是借债人呢？信贷泡沫是为美国个人从节俭到举债的转变提供融资的现代手段。美国人摒弃了通过辛勤劳动和节俭来构筑美国梦的理念，而是把债务当作构筑美国梦的砖瓦。
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