After gorging themselves silly on cheap credit, about a year and a half ago US consumers began a much needed detox. Yet by December the US savings rate as a percentage of disposable income stood at 4.8 per cent, more or less unchanged from a year before. The savings rate rose from lows of about 1 per cent at the start of 2008, grinding upwards for about a year with various monthly bumps thanks to government rebates and subsidy schemes. But in 2009, it looks like the savings rate in essence went no where. Have US consumers forgotten their frugal ways so soon?
在愚蠢地对廉价信贷进行了一番狼吞虎咽后，大约一年半以前，美国消费者开始了亟需的戒毒过程。但去年12月，美国储蓄相对于可支配收入的比率仅为4.8%，与一年前几乎没有变化。2008年，储蓄率从年初1%左右的低点开始上升，艰难上行了近一年，其间由于政府退税和补贴计划，出现了形形色色的月度波动。但在2009年，储蓄率似乎基本上没有变化。美国消费者这么快就忘记节俭之道了？
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