Big has never been badder. In the US, President Barack Obama wants to add to the existing 10 per cent cap on a bank's share of deposits. Another cap, targeting total liabilities, is on the cards. If 10 per cent remains the magic number for whatever reason, it does not really matter what is targeted – assets, liabilities or even size relative to economic output – the top three US banks would probably exceed the cap. Together they even have a bigger share of total liabilities, say, at about 45 per cent, than they do of deposits, at 30 per cent.
规模大从来没有像现在这样糟糕。除了银行存款份额不可超过10%的现有限令,美国总统巴拉克•奥巴马(Barack Obama)希望再上一条。针对总负债的另一条限令可能即将出台。如果10%依然是那个神奇数字(不管原因为何),那么限制的对象就不重要了——无论是资产、负债还是相对于manbetx20客户端下载 产出的规模,美国三大银行大概都会超出上限。它们的负债合计占到银行业总负债的45%,甚至比30%的存款份额还要高。