Astrong financial system needs market discipline. Unfortunately, as a result of the global financial crisis, there is now a deeply embedded presumption that governments will use taxpayer dollars to bail out banks, creating a strong incentive for banks to take undue risks. Should this be allowed to continue, it will leave bank supervisors as the main restraint on excessive risk taking – not the banks themselves or their investors.
一个稳固的金融体系需要市场自律。不幸的是，由于manbetx app苹果 金融危机，人们现在已根深蒂固地认定，政府将使用纳税人的钱来纾困银行，从而向银行提供承担过度风险的有力激励。长此以往，银行监管机构就会成为限制银行承担过度风险的主要力量——而不是银行自身或它们的投资者。
您已阅读10%（558字），剩余90%（5210字）包含更多重要信息，订阅以继续探索完整内容，并享受更多专属服务。