What is riskier: buying entire mortgages, with the danger that a homeowner defaults, or securities backed by those loans which prioritise the holder with the first repayments?
哪一样风险更高：购买存在房主违约风险的整笔按揭贷款，还是购买由此类贷款支持、承诺优先向持有人支付还款的证券？
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