The storm has passed and people along the northeast coast of the US are slowly starting to assess the damage caused by Hurricane Sandy. One of the first calls will be to the insurers. Traditional wisdom has it that now would be a good time to buy into the insurance sector, as big losses are swiftly followed by higher premiums and, eventually, higher profits. According to Credit Suisse, US reinsurers outperformed US non-financials in the year after Hurricane Andrew in 1992, the Northridge earthquake in 1994 and Hurricane Katrina in 2005.
暴风已过,居住在美国东北海岸的人们逐渐开始估算飓风桑迪(Sandy)带来的损失。首先受到召唤的就包括保险商。传统观点认为,现在是买入保险股的大好时机,因为保费在重大损失之后往往快速提高,最终将推高盈利水平。瑞信(Credit Suisse)表示,在1992年飓风安德鲁(Andrew)、1994年北岭(Northridge)地震以及2005年卡特里娜(Katrina)飓风袭击之后的一年,美国再保险商的股价表现都好于非金融企业。