Take your time, China – it’s only almost April. The 2012 results season for the nation’s biggest banks is finally upon us. China’s second-largest lender kicked things off this week, reporting a 14 per cent increase in net income. This sounds good, but it is China Construction Bank’s lowest income growth in six years. That is what happens when Beijing liberalises interest rates, removing fat interest margins for state banks. Net interest margin fell 5 basis points over the last three months of 2012 at CCB. Other banks will surely have seen similar falls.
慢慢来，manbetx3.0 ——现在还不到4月。manbetx3.0 各大银行的2012年业绩公布期终于到了。manbetx3.0 第二大银行本周率先报告业绩，净利润增长14%。这听起来不错，但却是manbetx3.0 建设银行(CCB)六年来最慢的利润增长。这是北京放松利率管制的结果，此举消除了国有商业银行的丰厚息差。2012年最后三个月，建行的净息差下降5个基点。其他银行想必也有类似下跌。