Perhaps the most fundamental confusion in the evolution of financial services regulation is the equation of financial stability with the survival of established institutions. If I had £1m for every time I have heard a possible reform opposed because “it wouldn’t have prevented Northern Rock or Lehman Brothers going bust”, I might now have enough money to bail out a bank.
或许，在金融服务监管的演化中，最根本的混淆是把金融稳定与现有机构的生存混为一谈。一项可能的改革因“不能防止北岩银行(Northern Rock)或雷曼兄弟(Lehman Brothers)破产”而遭到反对，如果每次我听到这样的事情就赚100万英镑，那现在我可能就有足够的钱来救助一家银行了。
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