“Of course, when people bury treasure nowadays they do it in the Post-Office bank.” If only Sherlock Holmes were around to crack this case. There is treasure in China that pays just under 6 per cent – annualised, on demand – on cash that would earn about 3 per cent in one of the country’s banks. How does Yu’e Bao (“leftover treasure”), an online money market fund from Alibaba’s ecommerce stable, do it?
夏洛克•福尔摩斯(Sherlock Holmes)曾说过：“如今，人们需要埋藏财宝时，会把它们埋进邮局银行。”要是这位大侦探还健在，能破解下面这个案子就好了。在manbetx3.0 存在一种名为“余额宝”的金融产品，能支付略低于6%的年化利率，并且可以随时支取，而manbetx3.0 国内银行的1年期存款利率仅为3%左右。那么作为阿里巴巴(Alibaba)电商平台旗下的网络货币市场基金，余额宝是如何做到这一点的呢？
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