The local government leans on local banks to keep the credit flowing in, companies are taking on ever-larger amounts of debt to service a growing loan burden, while the bankers reckon the real level of bad loans is as high as 30 per cent of total lending.
地方政府依靠当地银行来保持信贷不断流入，企业为履行越来越重的偿贷义务正借入越来越多的债。与此同时，据银行业人士估算，不良贷款的实际规模最高达贷款总额的30%。
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