Qin Nan, the chief executive of a Beijing-based manufacturer, needs to borrow at least Rmb5m ($740,000) to expand production of his company’s air purifiers and air conditioners. But because his company lacks an equivalent amount of collateral in property and other assets, Chinese banks were willing to lend only Rmb2m.
北京一家制造商的首席执行官秦楠（音）需要借款至少500万元人民币（合74万美元），以增加公司的空气净化器和空调器产量。但由于他的公司拿不出等值的房地产和其它资产作为抵押，国内银行只愿意放贷200万元人民币。
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