Digitalisation has reshaped how we communicate, organise, interact, move and trade. It is now changing money. Mobile-phone based electronic payments are becoming just like cash: contactless, cheap and easy to make on a peer to peer basis, including across borders. Life without a bank account becomes possible, which helps financial inclusion in places with no banks and high mobile penetration.
数字化改变了我们沟通、组织、互动、移动和贸易的方式。如今数字化正在改变货币。基于移动手机的电子支付已变得跟现金一般:非接触、廉价且容易制造、个人对个人,还能跨境。没有银行账号的生活变得可能,在没有银行而手机普及的地区,这有利于金融惠及普罗大众。
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