观点房地产

The hidden risks of rising rates and high house prices
FT社评:货币紧缩时代的房债隐忧

Property market trouble could exacerbate other economic headwinds
随着货币紧缩新时代的到来,房地产繁荣可能临近其“明斯基时刻”。各国央行和政府应重视房地产泡沫破裂的风险。

Until recently, mortgage holders across advanced economies seemed safe in the knowledge that interest rates would stay put for some time. For the entirety of some of their lives as homeowners, there has barely been a hint of problematic inflation, let alone a suggestion that central banks would raise rates quickly to stop it. The worry was not unmanageable repayments, or falling prices, but finding enough money for a deposit to keep up with a market that showed no signs of slowing.

直到最近,发达manbetx20客户端下载 体的抵押贷款借款人似乎还很安全,因为他们知道利率将在一段时间内保持不变。对于房主而言,在他们作为房主的这段人生的整个时期内,一直以来几乎没有任何通胀问题的迹象,更不用说央行会迅速提高利率来阻止通胀的迹象了。令人担忧的并非是无法管理的偿付款或者房价下跌,而是找到足够现钱存起来以适应毫无放缓迹象的市场。

您已阅读14%(645字),剩余86%(4012字)包含更多重要信息,订阅以继续探索完整内容,并享受更多专属服务。
版权声明:本文版权归manbetx20客户端下载 所有,未经允许任何单位或个人不得转载,复制或以任何其他方式使用本文全部或部分,侵权必究。
设置字号×
最小
较小
默认
较大
最大
分享×