金融监管

Four ways to make it easier to wind up failing banks
FT社评:从四方面改进倒闭银行处置机制

The resolution mechanism needs overhauling after the recent bank turmoil
策划救助瑞信的瑞士财长意识到:形成于上一次金融危机的银行处置机制是装饰性的。四项重大调整将使濒临倒闭的银行更容易获得有序处置。

“A globally active, systemically important bank cannot simply be wound up according to the ‘too big to fail’ plan,” Switzerland’s finance minister said last weekend. “Legally this would be possible. In practice, however, the economic damage would be considerable.”Fresh from crafting the rescue-by-takeover of Credit Suisse, Karin Keller-Sutter identified a clear problem. Bank resolution, the supposed gold standard of emergency regulatory action, cast in the heat of the great financial crisis of 2007-08, may be mainly decorative.

“一家活跃于manbetx app苹果 、具有系统重要性的银行,不能简单地按照‘太大而不能倒’的计划清盘,”瑞士财政部长上上个周末表示。“在法律上,这有可能做到。然而在实践中,manbetx20客户端下载 损失将是巨大的。”

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