US banks need to cut their credit card rates
美国的银行应该下调信用卡利率

There are better alternatives to the Trump-Warren plan to cap interest costs for one year
贝尔：处于历史高位的信用卡利率对工薪家庭造成沉重负担。不过对于特朗普推动的为期一年的信用卡利率10%上限，有更好的替代方案。