观点私募信贷

Could US pensioners be swallowed by the next credit wave?
私募信贷不适合普通大众投资

Trump wants retirees’ money in private credit, but it’s a bad idea at this stage of the cycle
福鲁哈尔:特朗普希望普通美国民众开始投资私募信贷,但鉴于本轮信贷周期所处的阶段,这不是个好主意。

Donald Trump wants average Americans to start investing in private credit. A couple of weeks ago, the president cleared away legal barriers to employers that want to let workers put their 401(k)-retirement money into riskier but potentially higher-yielding assets like private equity, real estate funds and so on. Big institutions and rich people do it, he says, so why shouldn’t everyone else?

唐纳德•特朗普(Donald Trump)希望普通美国民众开始投资私募信贷。几周前,这位总统扫清了法律障碍,允许雇主让员工将401(k)退休金投入风险更高但潜在收益也更高的资产,例如私募股权、房地产基金等等。他说,大型机构和富人都在这样做,为什么其他人不能呢?

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