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Former BoE deputy calls for radical overhaul of bank funding
英国央行前副行长呼吁彻底改革银行融资

Lenders should keep enough collateral with central banks to cover 100% of their short-term deposits in a single day, says Paul Tucker
保罗•塔克说,贷方应该在央行保留足够的抵押品,以便能在一天内覆盖100%的短期存款。
Paul Tucker, former Bank of England deputy governor, said his proposal ‘could leave central banks with a lot less risk than now’

Former Bank of England deputy governor Paul Tucker has called for a radical overhaul of how banks are funded so they could withstand a 100 per cent deposit run without following Silicon Valley Bank, Credit Suisse, Signature Bank and First Republic into finance’s graveyard.

最近一连串的银行倒闭让监管机构感到震惊,因为这些倒闭表明,通过应用程序和在线转账进行的挤兑,而不是像北岩银行(Northern Rock)当时的情况——人们在街上排队的挤兑,银行可能会以多快的速度耗尽资金。

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