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Can long-term mortgages help solve the UK’s housing crisis?
长期抵押贷款能否帮助解决英国的住房危机?

Home loans with interest rates fixed for a decade or more could get more buyers on to the ladder — and disrupt a £1.6tn industry
利率固定十年或更长时间的住房贷款可能会让更多的购房者走上购房阶梯,并扰乱一个价值1.6万亿英镑的行业。

Like hundreds of thousands of homebuyers in the UK every year, Steve didn’t think twice before applying for a short-term fixed-rate mortgage. It was only when his application was rejected on a technicality that the Somerset-based IT professional looked for other options.

像每年在英国的数十万购房者一样,史蒂夫在申请短期固定利率抵押贷款时并未犹豫。然而,当他的申请因技术性问题被拒绝后,这位来自萨默塞特的IT专业人士才开始寻找其他的选择。

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