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US opens door to retirement savers purchasing crypto tokens

Trump administration unwinds Biden-era policy that required retirement plans to take ‘extreme care’ on digital assets

The US has opened the door to Americans purchasing crypto tokens in their retirement accounts, underscoring how Donald Trump is taking a far more tolerant approach to digital assets than his predecessor Joe Biden.

The Department of Labor said on Wednesday it had rescinded previous guidance issued in 2022 for retirement plan managers and sponsors to exercise “extreme care before they consider adding a cryptocurrency option to a 401(k) plan’s investment menu,” referring to a widely used employer-sponsored vehicle for US pension savings.

The removal of the language concerning “extreme care” comes just a day after the Trump family media company said it would raise $2.5bn to buy bitcoin, and offers the latest sign of how the new administration is opening the floodgates to greater investment in cryptocurrencies.

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