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Five simple ways to reset your finances in 2026

Resolving to be better with money in the year ahead? Here’s what Claer Barrett recommends

It’s January, the excesses of the festive season are behind us, and with a long wait until payday, you may be vowing to turn over a new leaf with your finances. But where to start?

Finding the headspace to make smart choices with your money is tough enough at the best of times. The rising cost of living, tax changes at the Budget and concerns about how AI could affect our future job prospects have made it harder still.

As you contemplate what the year ahead could bring, here are five simple ways to reset your finances for 2026.

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