How much capital banks should have is one of the biggest questions around right now. Unfortunately, no one is quite sure of the answer. Or if policymakers do know, they worry that the consequences are too scary. Banks, meanwhile, are making hay. With margins at record highs and no one yet forcing them to raise capital ratios, they are raking it in.
当前的一个最大问题是，银行应当持有多少资本金？不幸的是，没有人确切知道答案。或者即使政策制定者知道答案，他们也会担心后果过于可怕。与此同时，银行正在赚钱。鉴于利润率处于创纪录高位，而迄今还没有人迫使它们提高资本充足率，它们正大赚特赚。
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