银行业

Financial regulation
Lex专栏:迷糊的监管


银行家可能是贪婪、自私的自大狂,但至少他们的贪婪和自私是始终如一的。而政府和监管机构在应对金融危机方面,却表现得颇为混乱,缺乏连贯性。

Bankers may be greedy, self-serving egomaniacs, but at least they are consistently greedy, self-serving and egotistical. That is more than can be said for the muddled response of governments and regulators to the financial crisis. They should not be blamed for getting policy wrong – most involved had never experienced anything like the meltdown before and, besides, the counterfactuals to decisions taken are unknowable. But leaders should at least be consistent.

银行家可能是贪婪、自私的自大狂,但至少他们的贪婪、自私和自我是始终如一的。而政府和监管机构对金融危机的混乱反应就说不准了。我们不应为政策失误而责怪他们——绝大多数涉身其中的人以前从未经历过类似的崩盘,此外,他们也不知道所作决策会出现什么有违事实的情况。但是,领导人至少应该保持一致。

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