First, Lord Turner, head of the UK's Financial Services Authority, put the cat among the pigeons by questioning the social utility of much financial innovation. Then Paul Volcker declared that the only financial innovation that had impressed him over the past 20 years was the automated teller machine. Yet, despite these reservations the world remains remarkably tolerant of anti-social behaviour in the markets and in the wider business environment.
先是英国金融服务管理局(FSA)主席特纳勋爵(Lord Turner)质疑许多金融创新的社会效用，引起一片哗然。接着保罗•沃尔克(Paul Volcker)宣称，过去20年唯一给他留下深刻印象的金融创新是自动柜员机(ATM)。不过，尽管有这些保留意见，世界对市场和整个商业环境中的反社会行为仍异常宽容。
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