观点银行家

Old bonus culture alive and kicking among banks
“本性难移”的投资银行


尽管投行宣称新的一页已经翻开,但年终奖金仍左右着它们与客户的关系。只要当前的奖金文化继续干扰着银行的举止,重返客户至上时代就将希望渺茫。

Investment banks, we are told, have learnt the lessons of the financial crisis. This includes the need to revive a culture of relationship-based banking so conspicuously absent during the structured product and credit-fuelled boom years. Apparently ever so humble heads of investment banks around the world have lined up to assure clients, politicians, regulators and the electorates now paying the price of the financial industry’s binge that they and their organisations have changed for good.

有人告诉我们:投资银行已经吸取了金融危机的教训。其中包括,有必要复兴建立在关系基础上的银行业文化——这乃是结构性产品与信贷推动的繁荣时期明显缺乏的东西。从表面上看,manbetx app苹果 各大投行的负责人们极尽谦卑之能事,纷纷向客户、政治家、监管者以及如今正为金融业狂欢埋单的选民们保证:他们及他们所在的机构已改邪归正。

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