Is lack of finance the reason why small companies are struggling to grow? Or is that merely an excuse for overcaution, weak management and unviable propositions?
I spend much of my working life reading business plans, analysing projects that need capital, investing in smaller companies and discussing the challenges they face.
Unquestionably, the flow of sound deals I see has declined since the financial crisis in 2008. I suspect that much of the reduction is because economic conditions have deteriorated, and so owners feel less confident about raising equity or borrowing money.
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