Peer-to-peer markets used to be simple: there was eBay. If you had a broken laser pointer you wanted to sell, eBay was the place to find a buyer. Then came the local marketplace Craigslist and, before long, peer-to-peer markets were linking buyers and sellers in every market imaginable: crafts (Etsy); chores (TaskRabbit); transport (Uber); accommodation (Airbnb); consumer loans (Zopa); and even booze (Drizly).
个人对个人(P2P)市场曾经很简单：最初只有一个eBay。如果你想卖掉一支坏了的激光笔，在eBay能找到买家。接下来有了本地交易网站Craigslist，不久之后，P2P平台把所有你能想到的市场中的买卖双方都联系在了一起：手工艺品(Etsy)；零工(TaskRabbit)；交通(Uber)；住宿(Airbnb)；消费贷款(Zopa)；甚至酒类(Drizly)。
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