This winter Patrick Honohan, the governor of Ireland’s central bank, will be listening out for “jingle mail”. It is something of a novel sound for Europe. During America’s subprime crisis of the past decade, thousands of households escaped from hefty mortgages they could not repay by abandoning their homes – and loans – after posting the keys to the lender (with a jingle).
今年冬天，爱尔兰央行行长帕特里克•霍诺汉(Patrick Honohan)将留心倾听“叮当邮件”的声音。在欧洲，“叮当邮件”还是一件新事物。过去10年美国发生次贷危机时，成千上万的家庭为了逃脱他们无法偿还的高额按揭贷款，把房子的钥匙寄还给银行（由此得名“叮当邮件”），将房子和贷款一并抛弃。
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