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AI in banking: the reality behind the hype
炒作背后的现实:AI能给银行业带来什么?


许多银行对AI帮助降低成本、提高效率的前景感到兴奋,并纷纷尝试将AI用于各个业务领域,但现实情况更为复杂。

Deutsche Bank chief executive John Cryan once mooted replacing as many as half his 98,000 staff with robots. His dramatic ousting last weekend means he will not be held to that promise, but investors need not look far for other bankers talking up the potential of artificial intelligence to revolutionise an industry that has struggled with profitability in the decade since the financial crisis.

德意志银行(Deutsche Bank)首席执行官约翰•克赖恩(John Cryan)曾提议用机器人取代该行9.8万名员工中的半数。他前不久的戏剧性下台意味着,他将无法兑现这一承诺,但投资者不需要去远处寻找其他热烈讨论人工智能潜力的银行家,许多银行家正在谈论用人工智能给银行业带来革命性变化,金融危机以来的10年间该行业的盈利能力一直面临困难。

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