Citigroup may have been a poor investment over the past five years. But the US bank has learnt one valuable thing from the financial crisis. This is that the boss of a large and complex financial institution should be answerable to its board and not vice versa.
过去五年中，花旗集团(Citigroup)也许不是一个好的投资选择。但这家美国银行在金融危机中吸取了一条宝贵教训：一家规模庞大、业务复杂的金融机构的老板应对其董事会负责，而不是反过来。
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