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Am I lower-value human capital?

Thanks to one CEO’s ‘inartful’ words, it’s a question we all need to consider

Probably. We can’t all be high value and even if we think we are now, there’s an AI model coming soon to seriously diminish our worth. And if there isn’t, there’s still a human being willing to bet on the day when it does.

Evidence of this comes via the seriously high-value Bill Winters, chief executive of Standard Chartered bank, who gifted the phrase “lower-value human capital” (LVHC) to public discourse as he explained how AI would allow the replacement of back-office jobs “with the financial capital and the investment capital that we’re putting in”.

At one level this is merely a statement of the obvious, but describing people as “lower-value human capital” did seem perhaps a touch insensitive, or, as a former boss put it, “inartful”. But perhaps it was just the kind of deracinated corporate and finance gibberish you get when you get used to describing people as human resources.

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